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Paying for expensive things is tough enough on its own without additional stress being piled on. That is exactly what collateral does for buyers, it makes a purchase, or expense, more stressful. Not only does the person have to worry about making payments on time,...

No one ever liked getting thrown in timeout as a child. After all, losing the ability to move about on your own free will is not fun at all. This dislike of the punishment continued into adulthood to become a dislike for getting arrested. No...